Christmas on a Budget: 8 Tips for an Affordable and Stress Free Christmas

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Christmas is fast approaching (yay!), and although it’s one of the most joyous times of the year, it’s also one of the most expensive! And that can bring on excess stress, which we don’t need.

To prepare for Christmas on a budget, I wanted to share my tips with you how to get amazing gifts without breaking the bank.

1. Start shopping early. As in, months in advance. I know people who start Christmas shopping in July! This spreads out the cost over time instead of bulk buying all at once. It also saves on stress! Being done early and not having to get those last minute gifts will save you worry and money.

2. Put money aside into a special savings account/cash jar. I have a specific savings account just for Christmas money. I’ve set up automatic withdrawals to transfer money for me, so that money is sitting in that account but I don’t see it and am not tempted to touch it until I need it. You can also take cash out at regular intervals and save it in the house in a special place where no one will find it. Come up with how much you want to save by what time and it will fit much more seamlessly.

3. Make gifts. Believe it or not, gifts that are hand-made really do tend to mean a lot more and don’t necessarily say “cheap” when done right. If you’re not super creative, think about giving someone a nice picture frame with a favorite photo in it. Or look at ideas on Pinterest! It’s very personal and heartwarming! A word of caution: stick to simple things. Big DIY projects can look easy/beautiful but can be much harder than expected and the costs of DIY projects can add up quickly.

4. Join store email lists. Some stores even give a discount code for doing this! Getting emails from your favorite stores will let you know who is having a sale, how long the sale is for, what’s included, etc. You can get extra discounts and advance notice this way so you can get something you’ve been eyeing before it sells out. If you don’t want a bunch of emails in your inbox, create a special email to use just for the holidays and delete it after, or just unsubscribe from everything!

5. Use eBay and Groupon. Y’ALL, a TON of things for sale on eBay are BRAND NEW. They’re just discounted to sell. Some people have a big stigma about shopping on “second hand” sites, but you can get amazing deals just by shopping there. You can even get gift cards for less! Always make sure to read descriptions thoroughly and reviews for the seller, but this is a huge way to save. And Groupon has a TON of gift options. You can gift manicures, massages, facials, clothes, home decor, even a trip if you really want to! The options are endless, and they’re way more affordable than just general every day life. Bonus: If you’re a student, you can get a 20% discount on top of the Groupon price! A lot of places offer student discounts, so just google it!

6. Take advantage of online shopping. Stores still have cyber week deals going on online right now! This means you don’t have to brave the craze of the stores to get good deals, which is definitely my style. I abuse my Amazon Prime membership during the holidays because it’s so nice to order something and have it arrive in 2 days. And most places offer free shipping around the holidays so that helps a ton as well.

7. Make a list and set a spending limit. Know who you’re buying for and how much you have to spend and don’t go over that. To help with this, I highly recommend using cash whenever possible. It’s much easier to stick to your limit if you’re physically spending the money and watching it go down. If you go in with a plan of attack, it helps a ton to go for exactly what you’re there for to help prevent those pesky impulse buys when you’re “just looking”.

8.*TRY* to only buy for others, not yourself. I am so guilty of Christmas shopping for myself when I’m shopping for other people, I know how hard it is!. ‘Tis the season to treat yo’self, right? But this is where things get really costly really quickly! Those impulse purchases really add up. Keep in mind who you’re shopping for and take yourself off that list! If you really see something you like, tell someone to get it for you.

What are your ways to save on Christmas spending? Let me know in the comments below!

Have an awesome day!




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  • Simple is always better. I tried so hard to figure out what I was going to wear for Easter. I spent a good hour trying things on the week before. I sent my sister tons of pictures asking her thoughts. In the end, I wasn’t really satisfied with any of them for some reason so I decided to just go with an outfit I know I love and feel good in. For some reason wearing white just makes me feel super put together. And I managed to not spill anything on myself or get chocolate on my pants which is a major win y’all. .

We don’t need to overthink things so much. It just causes unnecessary stress. I do like to plan ahead because it saves me time, but I also should have realized sooner that the dress I was trying to make work just wasn’t working. Even though I love that dress, it doesn’t flatter me how I want it to and it might be time to let it go. Don’t be afraid to let go of things that don’t give you exactly what you need. You don’t have to settle, something else will always come along. Or you probably already have something else in your closet (or life, this isn’t limited to clothes!) that’s even better than what you’re trying to make work!
  • Happy Easter 🐰❤️
  • Casual Good Friday ❤️ this was yesterday’s work outfit but I jazzed myself up before we went to church with Jakes mom and stepdad last night. I cried like a baby. Good Friday always both kicks my ass and reminds me how blessed we all are. 
The beautiful KC weather this weekend is so exciting!! I’m so happy when it’s Spring weather 😍 Have a beautiful Saturday!!
  • “There is beauty in simplicity”
My simple wardrobe makes me so happy and I love the seemingly endless possibilities I have with it. Having a love of neutrals really works well for me with this! 
Happy Good Friday ❤️
  • The only things in my life these days are the things I really want there. This isn’t limited to the stuff in my house and the clothes in my closet. This includes my job, relationships, hobbies, everything. I’ve even started eating better as a by-product of simplifying my life and I just feel better over all. .

By removing the things and people that don’t make me happy, I have more time and energy for the things that do that I used to put off and not prioritize like I should have. We spend so much of our lives being “busy”. But what are we busy with? Most of it is actually unimportant when you break it down. .

I say no to things much more now and that allows me to spend more of my time relaxing and enjoying life. I used to constantly feel rushed or like I should be doing something. If I wasn’t moving, I felt like I was wasting my time. But the truth is, resting and just being home with Jake and the boys is my happy place. It brings me so much joy, so that’s what my priority is. .

Having more time to just BE has been amazing. Being more picky in my relationships has helped me really value the ones I hold most dear and has brought me to an amazing new job because I wasn’t willing to settle for anything less. Respect yourself and your time and prioritize the things that matter most to you. Life’s too short to live any other way.
  • “When you love what you have, you have everything you need.” So many wonderful things have happened since I simplified my life. Changing my outlook on life wasn’t really intentional, but I’m so thankful it happened when it did. I was kind of at a breaking point. Fed up with where I was and how things were going with my old job. Struggling with depression and comparison. I knew something had to change but I had no idea what. Simplicity was that thing. .
Now, I spend way less time on social media. I deleted Facebook off my phone and haven’t  looked at it in weeks. I’m much happier without it. I read a lot more. I’m getting much better at ignoring the impulse to pick up my phone and when I am on it, to compare my life to the perfect pictures people post. I even cut a few inches off my hair! 💇🏻‍♀️ I want things as easy as they can be right now. It takes a lot of stress out of my life. Try to go a whole weekend without social media and see how awesome it feels!

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